Archive

Mortgage approvals jumped 7.7% in February to 60,383, and were 40% higher than they were a year ago, new figures from...

The Bank of England has signalled that more than one interest rate cut is likely this year - but the question...

Since the start of September 2023, the average two-year fixed rate has fallen from 6.70% to 5.76% and the average five-year...

The ‘average’ 25 year mortgage term is increasingly becoming a thing of the past says USwitch. A recent study of the data...

The estate agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...

Average mortgage rates on the overall two- and five-year fixed rate deals have now been falling for six consecutive months. The overall...

By Jonathan Samuels, chief executive of specialist property lender Octane Capital, writes: The Bank of England’s decision to hold interest rates on...

At the middle of last week Nationwide slashed its rates to the most competitive of all in the current lenders price...

There are growing fears that the hoped-for Bank of England base rate cut this spring - the first off possibly several...

Monthly interest costs have surged by 283 per cent since 2021 for landlords using interest-only mortgages, research shows. Octane Capital compared rates...

Falling swap rates - already falling over the past month - have dropped further following better-than-expected inflation news, triggering speculation over...

Crystal Specialist Finance has conducted its Annual Survey with over 10,000 brokers for the second year running. The point is to see...

Mortgage rates are predicted to fall next year as lenders take advantage of cheaper funding, after figures show that average swap...

With the Bank of England maintaining base rate - as expected - at 5.25 per cent, the broker community ends 2023...

Homeowners are increasingly researching into mortgage repossessions online, signalling that many are worried about falling behind on their payments. The research by...

The Mortgage Lander is warning that mortgages rates will need to come down more, and faster, to really kick-start the housing...

The nation’s landlords are responding to higher levels of mortgage interest rates by cutting their borrowing. The research comes from specialist property...

Contributors to a quarterly specialist finance publication have reported a 15.3 per cent increase in bridging loan transactions, totalling £191m, during...

The Bank of England has held base rate at 5.25 per cent, with most analysts saying this is likely to be...

The Bank of England is expected to hold base rate at 5.25 per cent this week with many analysts expecting this...

A range informal media briefings on behalf of the UK government suggest that an extension of the current mortgage guarantee scheme...

Searches for interest-only mortgages rose a hefty 51 per cent in the past month as buyers seek to improve affordability. Research data...

There are growing fears of yet another Bank of England base rate rise next month following the surprise inflation figure released...

Is the mortgage price war really over? On the one hand there are good signs for the housing market - no substantial...

The Bank of England says net mortgage approvals decreased from 54,600 in June to 49,400 in July, although approvals for remortgaging slightly increased...

UK mortgage customers are turning to fixed rates and lump-sum payments as interest rates rise, according to new research by Butterfield...

There is speculation that the recent spate of figures from the UK economy may prompt a war between mortgage providers as...

The Bank of England’s monetary policy committee is warning that inflation - which is effectively determining base rate and interest rates...

The Bank of England’s latest base rate rise - up 0.25 per cent to 5.25 per cent - has been poorly...

A series of financial experts give their prediction for next week’s Bank of England monetary policy committee decision - No rise?...

New Freedom of Information data from the FCA - gathered by Quilter, the wealth manager and financial adviser - reveals that...

There’s general agreement amongst brokers and other finance sector professionals that the Bank of England will next week raise interest rates...

The Bank of England’s latest stress test of the financial system suggests that UK's eight largest lenders could survive a worst...

The latest house price index - this one from the Halifax - has triggered a huge wave of concern about the...

Mortgage approvals rose by just over three per cent from 49,000 in April to 50,500 in May according to new Bank...

Pepper Advantage, a global credit intelligence company with over $60 billion in assets under management, has published a gloomy report on...

Trade body UK Finance has issued a timely reminder to the mortgage lending sector of its obligations to borrowers struggling following...

There’s almost complete unanimity amongst analysts that this week will see yet another Bank of England base rate rise - and...

The Bank of England’s monetary policy committee does not meet until June 22 but that doesn’t mean there’s any let up...

Mortgage lenders and brokers have rarely had a higher profile than right now, when they are seen as key to the...

After the latest rise in Bank of England Base Rate, mortgage lenders are offering new products to help those struggling to...

Newcastle Building Society has reported record lendings for 2022 of £586 million. Significant support was provided to Members, clients, and colleagues during...

The Bank of England last week hiked interest rates by 0.5 percentage points - pushing the benchmark rate to 4% up...

Mortgage holders swallowed another bitter pill last week when the Bank of England raised interest rates for the tenth consecutive time. The...

The Monetary Policy Committee of the Bank of England meets on Thursday with the market expecting them to announce 0.5% raise...

Homebuyer confidence is higher than was expected at the end of 2022, according to a leading mortgage broker. Richard Campo, founder of...

Revolution Brokers claim that bridging loan lending has increased by nearly 50% since the Bank of England base rates began rising...

Since Kwasi Kwarteng's mini-Budget last Friday - which has caused a run on the pound and mass panic in financial markets...

As governmental changes sweep through the nation, countless elements within the property sector have been affected, including mortgages. Market analysis by specialist...

According to the latest research by Revolution Brokers, £251 billion worth of properties have sold across England. The mortgage sector accounts...

New findings by Revolution Brokers reveal exactly how much more money homeowners and buyers can expect to pay for their mortgage...

The proportion of disposable household income required to cover average mortgage repayments is 27.6% so far in 2022 – the highest...

Last week (June 16), the Bank of England increased the base rate by 0.25%, up from 1.00% to 1.25%. In response, Moneyfacts.co.uk...

Introducer Today returns with a bumper mortgage roundup, this time featuring the latest industry views on mortgage approvals, new and extended...

Mortgage approval levels could climb right through until Christmas as the pandemic property market boom shows little sign of slowing, new...

In the first mortgage roundup of 2022, Introducer Today takes a look at the latest mortgage news, from Landay’s bolstered Green...

Kent Reliance for Intermediaries, part of the specialist lending and retail savings group OneSavings Bank plc, has launched a new large...

Both the volume and value of flexible payments from pensions has hit a new high, according to Moneyfacts. Data from the money...

Less than 5% of tracker rate mortgages are available on the market, which reflects the current ‘lack of appetite’ for variable...

Bridging and development finance lender Roma Finance has launched a five-year mortgage to allow investors to purchase or refinance investment property. Through...

The majority (61%) of current and soon-to-be homeowners in the UK don’t fully review their mortgage agreement before signing it, and...

Data from Moneyfacts UK found the average two-year fixed rate at max 95% loan-to-value (LTV) is at a record low, while...

First-time buyers and existing homeowners capitalised on low rates across the market in October, according to fresh research from e.surv. Its latest...

First-time buyers and others with small deposits took a greater share of the market last month than in August, according to...

The cost of most mainstream mortgages were down when compared to the start of last year, according to the latest quarterly...

Demand for five-year fixed rate remortgages has fallen to the lowest level since July 2017, according to conveyancing service provider LMS. The...

Legal & General Mortgage Club has added two Shawbrook Bank products to its lending panel.   The products cater for second charge and...

The Mortgage Alliance (TMA) has announced the launch of its Base Rate Hub for its advisers following the recent base rate...

Borrowers are still opting for variable mortgages despite the Bank of England base rate increase, new figures from Yorkshire Building Society...

Yorkshire Building Society has seen a surge in fixed rate mortgage applications from borrowers ahead of a potential Bank of England...

Freedom Finance has urged UK families to examine their finances after revealing that an average mortgage bill could increase more than...

Accord Mortgages has launched a new tracker mortgage with no early repayment charges. The lender says this new product will give borrowers...

Mortgage borrowers in Scotland are the most proactive when it comes to switching products, according to new research. A YouGov study, commissioned...

Homeowners remortgaged for an average of £15,000 more in 2016 than they did two years ago, with 57% of remortgage cases...

Just over two months since the Bank of England cut the base interest rate to 0.25%, an array of lenders are...

Following the Bank of England's decision to cut the base rate to 0.25%, a fifth of 18 to 34 year-olds could...

Despite intense speculation that interest rates would be cut, the Bank of England has confirmed that its base rate will remain...

Nine out 10 borrowers are opting to fix their mortgages despite little sign of forthcoming base rate hike. Historically low mortgage interest...

The average cost of tracker mortgages is on the increase as the result of falling demand from borrowers, according to Moneyfacts.co.uk. The...

The Bank of England’s monetary policy committee has held interest rates again with a unanimous 9-0 vote yesterday and experts say there is...

Rates on mainstream and buy-to-let mortgages have fallen by as much as 10% over the past three months. This should spell further...

UK house prices rose 7.6% in the year to February and property experts expect the "unrelenting" growth to continue. This marked a...

Tomorrow will mark the seventh anniversary of 0.5% interest rates but property experts warn that cheap money won't last forever. The average...

The mortgage market has started 2016 "with a bang" as gross mortgage lending rose 21% year-on-year. Lending hit £17.9 billion in January,...

Lenders shrugged off rumours of a base rate hike and continued to cut mortgage rates at the end of last year. Fixed...

Newcastle Intermediaries has launched two competitive deals for borrowers looking to take advantage of today's low base rate to lock in for...

The prospect of a base rate hike has receded even further after Bank of England governor Mark Carney said now is...

Mortgage rates look set to remain unchanged this year as the Bank of England held base rates once again yesterday. Analysts have pushed back...

Britons are unprepared for rising mortgage rates even though nearly three-quarters would see their monthly repayments rise if the base rate...

The number of first-time buyers rose by almost a quarter in 2015 despite growing fears that they are being squeezed out...

November has seen the smallest seasonal drop in new seller asking prices since 2011, setting the scene for higher prices in...

Two, three and five-year fixed rate mortgages have plunged to new lows despite speculation of a base rate rise next year. Comparison...

Aldermore has announced the launch of a new Landlord Hub hosting information and expert commentary on the buy-to-let market. It aims to...

First Direct has made rate changes across its mortgage range with rates starting from 1.24%. The changes include cuts on a number...

Mortgage brokers could see business levels decline as the prospect of an early base rate hike recedes. Fears that the Bank of...

The cost of fixed rate mortgages is set to plummet as lenders rush to meet 2015 lending targets. London estate agent Portico.com...

Growing expectations of a base rate hike have failed to dent the public's confidence in the outlook for house prices. The quarterly Halifax...

Fears that the Bank of England will soon raise the base rate from its all-time low is driving a rise in...

Potential increases in the Bank of England base rate and knock-on effects on mortgage costs should not worry most homeowners, a...

The current mortgage price war will not last forever, mortgage lenders have warned. Lenders taking part in a panel debate at the...